In this day and age one of the top concerns of divorcing spouses is health insurance coverage. Typically, one spouse carries the coverage making the other spouse dependent on the coverage. Since most employer-sponsored health coverage plans define a divorce as a "qualifying event" terminating coverage for the none-employee spouse, this is truly a concern.
Several options exists. First, the non-employee divorcing spouse should have 36 months of COBRA coverage available to him or her. This comes at a price though and the employer can assess the full cost of coverage, not just what the employee pays (which is usually subsidized by the employer) against the non-employee.
The other option is to ask the covered spouse to pay for COBRA coverage or pay a certain amount each month to cover the premiums. There are other options but these are the most common solutions. The Iowa Court of Appeals recently endorsed the aforementioned.
Other options exist. Contact a divorce attorney well-acquainted with Iowa divorce law.
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Jennifer Jaskolka-Brown, an Iowa attorney located at 6601 Westown Parkway, Suite 200, West Des Moines, Iowa, (515) 247-4705, practices in general civil litigation with an emphasis in Iowa Family Law issues. She provides guidance in family law matters from divorce, paternity, disestablishment of paternity to adoption,and guardianships. She also provides representation in a wide-variety of civil litigation issues.
